使用企业所有者政策(BOP)简化业务

Create a combination of pp王者电子官网 to help protect your unique business.

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找到你需要的企业主政策

什么是企业主政策?

A Business Owners Policy (BOP) bundles two essential pp王者电子官网: general liability 和 property pp王者电子官网. This affordable pp王者电子官网 package protects you against the unexpected risks of doing business. It’s a great choice for small- to medium-sized businesses, such as 美发沙龙, 花店, 房东, 摄影师 和 更多的.

很高兴知道:

  • A BOP can easily be customized to match the unique needs of your business.

  • 设备故障, 收入损失, money 和 securities protection 和 更多的 are included at no additional charge.

  • Business owners pp王者电子官网 from State Farm® is affordably priced based on the type of business you own, 你财产的价值, 你作为业主等因素.

企业主pp王者电子官网包括什么?

Business owners pp王者电子官网 is designed to protect you against a broad range of risks. 防喷器通常包括以下内容:

  • 一般责任: This protects you against costly claims 和 lawsuits resulting from a customer being injured while at your business – 和 if you damage other people’s property.

  • 财产pp王者电子官网: If buildings 和 other structures you own are damaged or destroyed, you’re covered. It also protects your office equipment, business equipment 和 库存 from a covered loss.

  • 收入损失: 如果您的企业被关闭(最长12个月), this coverage protects your income 和 provides help for ordinary payroll expenses.

  • 设备故障: When your covered equipment breaks down or is damaged by covered claims, 我们会帮你花钱让一切恢复正常.

  • 职业责任: Unfortunately, you could be sued as a result of the services you provide to your customers. 针对特定职业, this coverage can be added for protection against costly claims 和 lawsuits.

考虑增加额外的pp王者电子官网

没有两家企业是相同的. 这取决于你的企业类型, 你拥有的员工数量, 还有其他因素, what’s covered in the typical Business Owners Policy may not be enough. That’s why we offer a wide range of coverage options that can be custom fit to your needs.

一些最受欢迎的选择包括:

商业汽车

商业汽车 covers the cars, trucks, vans, 和 other vehicles used for business. If you have multiple vehicles, talk to a local agent about available options.

雇主的非自有及租用汽车

如果你的企业使用雇佣, 短期租赁或借用车辆, 或者如果员工使用他们的车辆为您的业务, 你可以考虑一下 雇主的非自有及租用汽车 pp王者电子官网. Talk to a local agent about available coverage options in your state.

工人的补偿

工人的补偿 helps protect your crew against work-related injuries or illness. 对工人补偿的要求因州而异.

商业责任保护伞政策

商业责任保护伞政策 (CLUP) gives you an added measure of protection when your covered liability losses exceed your policy 限制.

购买企业主pp王者电子官网的小贴士

Business owners pp王者电子官网 is designed to protect you against a broad range of risks. 防喷器通常包括以下内容:

  • 评估你的风险. Think about what kind of accidents, natural disasters, or lawsuits could damage your business. 你拥有什么商业财产(例如, 库存, 设备或建筑物)可能处于危险之中?

  • 与代理人合作. 州立农场的代理人也是企业主. 他们了解小企业主的独特需求.

  • 每年重新评估. 随着业务的增长，潜在的风险也在增加. Check in with 你们当地的代理商 to make sure you have the proper coverage.

看看我们承保的300多个职业.

我真的需要企业主pp王者电子官网吗?

好吧, did you know the average bodily injury or property damage claim could cost your business tens of thous和s of dollars, 或更多的? 你能负担得起这些费用吗? 那火灾呢?, 极端天气事件, 盗窃和其他事故, which could also put you out of business if you don’t have the proper coverage?

就像一个好邻居， 你们当地的代理商 can help you create a plan that meets your needs at a price that fits your budget.

我们是来帮助你的小生意的

自1935年以来, 州立农场一直在帮助小企业主管理风险, 为未来做计划，保护他们所建立的一切.
agent-know-how

代理技术

州立农场的代理人也是小企业主. They underst和 what it takes to run a business 和 are ready to help you set up for success.

customizable-pp王者电子官网

可定制的pp王者电子官网

State Farm offers a wide variety of coverage options that you can tailor to help fit your unique business needs. 你可以以合适的价格选择合适的pp王者电子官网范围.

优质服务

个性化服务

Your local State Farm agent is ready to help your business grow 和 thrive with good neighbor service you can count on no matter what.

跟当地州立农场的代理人谈谈

This is only a general description of pp王者电子官网 of the available types of business pp王者电子官网 和 is not a statement of contract. 承保范围详情, 限制, or services may not be available for all business 和 vary in some states. 所有险别均以本合同条款为准, 规定, 除外责任, 以及保单本身和任何背书的条件. Contact a State Farm agent f或更多的 information 和 a customized quote.

State Farm (including 州立农场互助汽车pp王者电子官网公司 和 its subsidiaries 和 affiliates) is not responsible for, 不赞同或赞同, 隐式或显式, the content of any 第三方网站s hyperlinked from this page. 州立农业pp王者电子官网公司无权改变, 更新, 或控制超链接上的内容, 第三方网站. 访问第三方网站的风险由用户自行承担, is being provided for informational purposes only 和 is not a solicitation to buy or sell any of the products which may be referenced on such 第三方网站s.

Life Insurance 和 annuities are issued by State Farm Life Insurance Company. (未在MA获得许可, NY, 和 WI) State Farm Life 和 Accident Assurance Company (Licensed in New York 和 Wisconsin) Home Office, 布卢明顿, 伊利诺斯州.

  • 州立农场互助汽车pp王者电子官网公司
  • 国家农场赔偿公司
  • 布卢明顿,
  • 德州州立农场县互助pp王者电子官网公司
  • 理查森,TX
  • 州立农场火灾事故公司
  • 州立农场pp王者电子官网公司
  • 布卢明顿,
  • 州立农场火灾事故公司
  • 塔拉哈西,佛罗里达州
  • 劳埃德州立农场
  • 理查森,TX
  • State Farm Life Insurance Company (Not licensed in MA, NY or WI)
  • State Farm Life 和 Accident Assurance Company (Licensed in NY 和 WI)
  • 布卢明顿,